MicroBank (Ir a Inicio)
We are a social bank created in 2007, when we inherited the activity carried out until then by Obra social 'la Caixa'.
At MicroBank, we contribute to the progress and welfare of society. We provide financing to groups and projects that generate a positive social impact.
To do this we offer you:
We are a social bank that acts with maximum transparency and rigour. At MicroBank, we are committed to quality, trust and social commitment. Our goal is to promote the following areas:
We promote economic activity through the creation of jobs and the development of individuals and families.
We facilitate society's access to money, especially those who find it difficult to obtain loans.
We have more than 4,600 customer service points, through CaixaBank branches. In addition, we collaborate with more than 600 institutions that provide supplementary services.
The leading financial institutions in Europe support our policies and management of economic risks.
We guarantee the evolution and growth of MicroBank with a viable social bank model.
We offer value and trust to people and provide honest treatment.
Our products support the creation of responsible projects and promote social development.
We do not finance business initiatives that violate our ethical values and principles of action. The sectors and activities not financed by MicroBank are: arms industry, gambling and betting, pornography, tobacco and products harmful to the environment.
Moreover, since April 2009, MicroBank has been part of the United Nations Global Compact, an international initiative that aims to achieve a voluntary commitment to social responsibility by institutions, and thus contribute to responsibility.
MicroBank obtained the EFR Certificate (family-responsible company) in 2018, granted by Másfamilia Foundation. It is a certificate that recognises good practices in organisations that integrate models for conciliation in work, personal and family life.
We follow these basic principles of action established in the Code of ethical values and principles of action of MicroBank:
At MicroBank, we are working to transition to a low-carbon economy that promotes sustainable and socially inclusive development. The action of the public, private and society sectors is key to the development of long-term climate strategies, convergent with the objectives of the Paris Agreement (COP21) and the United Nations' Sustainable Development Goals.
This commitment to the environment is reflected in the Declaration on climate change, in addition to other responsible corporate policies, such as the Code of Ethics and Principles of Action and the Corporate Social Responsibility Policy.
Read our Environmental statement