MicroBank (Ir a Inicio)
CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Register in just 6 steps.
What will you need to register?
1. The fee for the services included is €0/month, provided that the customer has his/her salary deposited into the Día a Día account via direct debit, the amount of which must be equal to or more than €600/month and he/she has made at least three payments with any CaixaBank Payments & Consumer card in the 3 months prior to the assessment (company cards and those co-issued with a third party are excluded) or he/she has paid three bills by direct debit in the last three months (bills from companies in the CaixaBank Group or other financial companies are not accepted). If the customer only has his/her salary deposited by direct debit, the fee will be €15 every three months and if he/she does not meet any of the requirements, the fee will rise to €60 every three months. A fee is charged for each set of accounts with the same combination of holders. If the customer visits a branch to carry out a transaction that can be carried out through an ATM, CaixaBankNow or another self-service channel, such as paying bills and taxes, making cash withdrawals, transfers, depositing cheques, requesting cheque books and checking positions, balances and statements, we may charge you €2 per transaction. Further information is available at www.caixabank.es. There is no remuneration for the account. The APR may vary depending on whether the customer meets the requirements for discounts. The account must be in euros, and its holders must be natural persons. Fully discounted account: 0% APR, 0% NIR. The APR is calculated for an account of a customer who meets the requirements for a full discount and maintains an average balance of €5,000 for one year. Partially discounted account: -1.20 % APR, 0% NIR. The APR is calculated for an account of a customer who deposits his/her salary in accordance with the specified conditions (€15 every 3 months) and maintains an average balance of €5,000 for one year. Non-discounted account: -4.71% APR, 0% NIR. The APR is calculated for an account of a customer who does not meet any of the requirements for a full discount (€60/every three months) and maintains an average balance of €5,000 for one year.
Per garantir la teva privacitat, si vols que les reduccions del preu s’estenguin als nous comptes que contractis i que comparteixis amb altres clients, així com si modifiques la titularitat d’algun dels teus comptes, caldrà que ens autoritzis a fer-ho. Et demanarem l’autorització en el moment d’afegir un titular nou o d’obrir un compte nou. Has de tenir en consideració que els cotitulars beneficiats per la reducció del preu als seus comptes tindran informació de qualsevol circumstància que, d’acord amb el que estableix aquest comunicat, doni lloc a una modificació de les reduccions del preu. Si decideixes no acceptar aquesta autorització, et cobrarem la quota íntegra en cada conjunt dels teus comptes amb idèntics titulars en els quals no siguis titular únic.
NRI: 18139-2020-55555