1. The fee for the services included is €0/month, provided that the customer has his/her salary deposited into the Día a Día account via direct debit, the amount of which must be equal to or more than €600/month and he/she has made at least three payments with any CaixaBank Payments & Consumer card in the 3 months prior to the assessment (company cards and those co-issued with a third party are excluded) or he/she has paid three bills by direct debit in the last three months (bills from companies in the CaixaBank Group or other financial companies are not accepted). If the customer only has his/her salary deposited by direct debit, the fee will be €15 every three months and if he/she does not meet any of the requirements, the fee will rise to €60 every three months. A fee is charged for each set of accounts with the same combination of holders. If the customer visits a branch to carry out a transaction that can be carried out through an ATM, CaixaBankNow or another self-service channel, such as paying bills and taxes, making cash withdrawals, transfers, depositing cheques, requesting cheque books and checking positions, balances and statements, we may charge you €2 per transaction. Further information is available at www.caixabank.es. There is no remuneration for the account. The APR may vary depending on whether the customer meets the discount requirements and on the customer’s average balance as a result of applying fixed amount fees. Fully discounted account: 0% APR, 0% NIR. The APR is calculated for an account of a customer who meets the requirements for a full discount and maintains an average balance of €5,000 for one year. Partially discounted account: -1.20 % APR, 0% NIR. The APR is calculated for an account of a customer who deposits his/her salary in accordance with the specified conditions (€15 every 3 months) and maintains an average balance of €5,000 for one year. Non-discounted account: -4.71% APR, 0% NIR. The APR is calculated for an account of a customer who does not meet any of the requirements for a full discount (€60/every three months) and maintains an average balance of €5,000 for one year.
In order to ensure your privacy, we must receive your authorisation if you wish that the price reductions are applicable to the new accounts you open and that you share with other customers and if you change the holder of any of your accounts. We will request your authorisation at the time you add a new holder or you open a new account. You should bear in mind that the co-holders that benefit from the price reduction in your accounts will be informed of any situation that, according to the contents of this notice, results in a change in the price reductions. If you decide not to accept to grant this authorisation, we will charge you the full price in each set of your accounts with the same holders when you are not the sole holder.
CaixaBank, S.A., agent of Nuevo MicroBank, S.A.U., assigned Tax Identification Code A-65619421 and recorded in the Official Institutions Register of the Bank of Spain with code 0133.NRI: 5342-2022/07809