Innovation Loan

Go ahead and get the loan to launch or boost your business project.

The Innovation Loan allows you to finance business projects that have the support of one of MicroBank’s collaborating institutions.

Believe in your ideas

We know that taking initiative is only for the brave. We will help you, with our support, with everything else. Find out how people who believe in their ideas can take their innovative enterprise one step further with MicroBank.

Konery energy efficiency

Ginés Ángel García

"The financing from MicroBank was crucial for the company."

Innovation Loan conditions

Discover the advantages that make Innovation Loan the option to start your new business venture.

Maximum amount


Interest rate

TIN of 5,90%
6,062% APR*

Repayment term

up to 7 years

Capital grace period

up to 24 months


Without in rem guarantee

(1) A maximum of 80% of the total cost of the project can be financed. This amount cannot exceed €50,000.

(2) Annual over ther life of the loan.