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Microcredit – BEI MicroBank

Microcredit

BEI MicroBank

EIB Line

Financing investment projects and working capital

You can access finance offered by the EIB Line for your investment project and working capital requirements, under preferential conditions.

You will be able to finance your project anywhere in the EU.

Self-employed workers as well as to microenterprises with less than 10 employees and an annual turnover up to €2,000,000.

Tangible assets: purchase, renewal or extension of installations and material, apart from the purchase of land.

Intangible assets: development costs, R&D expenditure, creation or acquisition of distribution networks both within state markets and in other markets within the EU, obtaining or buying patents etc.

Transfer of companies to a new generation or to members of staff, in order to ensure continuity in the company’s business. For this, the entity and the purchaser must both be SMEs and the cost cannot exceed one million euros.

Working capital requirements in the medium and long term.

Up to 100% of the cost of the project, to a maximum of €25,0001

Term: between 2 and 6 years (maximum capital exemption of 6 months)

Much more favourable interest rates and bank charges than from alternative sources of credit

European Investment Bank

The EIB is the finance institution of the European Union (EU), created in 1958 by the Treaty of Rome. The shareholders are the member states of the EU. As an EU institution, the EIB’s brief is to finance investments that favour the economic integration and greater social cohesion of the member states (www.eib.org).

Further information from your CaixaBank branch

NRI: 2266-2018/07809