Increase the impact of your company with MicroBank's EaSI Social Enterprise Loan. Boost or evolve your business and consolidate a business model to generate greater benefits in society.
EaSI Social Enterprise Loan is your way of financing whether you are a social enterprise or institution that generates a positive and measurable social impact, whatever your legal form is.
Finance your activity in investments or working capital with MicroBank EaSI Social Enterprise Loan.
"The important thing is to feel good about yourself"
"The social economy is essential to provide job opportunities"
The EaSI Social Enterprise Loan is the financing line for all those companies and entities that meet the following requirements:
Generate a positive and measurable social impact.
Have an economic and sustainable activity, with respect for the environment and with income below €30M.
Responsible and transparent management, and that the benefits distributed among its partners do not exceed ⅓ of the total.
Promoting autonomy and attention to disability, the fight against poverty and social exclusion or interculturality.
Kind of interest
Financial support granted by the European Union under the auspices of the guarantee mechanism created in accordance with EU Regulation no. 1296/2013 of the European Parliament and Council establishing a European Union Programme for Employment and Social Investment (EaSI) and the European Fund for Strategic Investments (EFSI) set up within the framework of the Investment Plan for Europe. The purpose of the EFSI is to help to finance and make productive investments in the European Union and ensure wider access to finance. Find out more about the EFSI, on the European Commission website (https://ec.europa.eu/commission/priorities/jobs-growth-and-investment/investment-plan-europe-juncker-plan_en) and on Twitter (#investEU).
Approval of the loan is conditional upon a prior analysis of the applicant's solvency and repayment abilities, in accordance with the institution's risk policies.
MicroBank grants transactions with personal guarantees, without in rem guarantees. In the case of legal entities, their partners may be asked to provide a guarantee. Granting this transaction is subject to an analysis of the applicant’s solvency and repayment ability based on the institution’s risk policies.
CaixaBank, S.A., agent entity of Nuevo Micro Bank S.A.U., assigned TIN A65619421, and recorded in the Companies Registry of Madrid in Volume 31008, Folio 46, Section 8, Sheet M-558139, with registered office in Madrid at Calle Aduana 18.NRI: 3610-2020/07809.